Students who have family insurance will not be charged a contribution.Until they reach the age of 25 students are regularly covered by family insurance through their parents free of charge. After that, they are compulsorily insured themselves. Another prerequisite for family insurance is that the family member does not have a total income that regularly exceeds one seventh of the reference amount (€ 395.00) per month. (For marginally employed persons, the permissible total income is € 450.00).